For experienced fix-and-flip investors100% Financing
No Money down
100% of the purchase price and 100% of the rehab budget, up to 75% ARV. Contingent approval in under 24 hours.
Do you qualify?
Answer three questions. If all three are yes, you're in our lane — go straight to the application.
5–10+ flips in the last 36 months?
Completed purchase-to-sale projects, not wholesale assignments.
720+ credit score?
Mid-FICO across the three bureaus.
Operating in a stable or appreciating market?
We don't lend where values have dropped 6%+ in 12 months.
Answer all three to see your result. One no? Apply anyway and we'll tell you straight.
Your capital is the bottleneck
You're a proven flipper. You've done 5+ deals. You see opportunities but you're capital-constrained. You can't move on the next deal because your capital is tied up in the current one.
Scale without writing a check
100% financing means $0 down. You scale faster. You stay liquid. Instead of 2–3 properties, you move 5–6. Same team. Different scale.
What the loan looks like.
10+ flips
- 10+ flips in 36 months
- 100% of purchase price
- 100% of rehab budget
- Up to 75% ARV
5+ flips
- 5+ flips in 36 months
- 95% of purchase price
- 100% of rehab budget
- Up to 75% ARV
Rate & structure
- 9.250–10.990% interest
- 1–3 points
- 6 / 9 / 12 month terms
- Better track record = better rate
Speed to close
- <24 hrs contingent approval
- 10–14 days to funding
- 720+ credit required
- Stable markets only
Let's get started
Fill out the application below. We'll review it and contact you within 24 hours.
Rather talk it through? Call (858) 266-9286.
"We went from flipping 3 properties a year to 8. Same capital. Different structure. Would've taken 5 more years to get here otherwise."
— J.R., Phoenix, AZ
Straight answers.
Questions? Talk to a real person.
Call us and we'll tell you in five minutes whether your deal works.
(858) 266-9286